My First Budget Tracker

First time here? See how the Budget Tracker works before you start. Read how it works

💰 My First Budget Tracker

💰 My First Budget Tracker – What it does

This is a simple online tool that helps you keep track of how much money you earn 💵, spend 💸, and save 🏦 every month.

It also gives you easy tips to manage your budget better, and shows you everything in colorful charts and progress bars.

✨ Main Things You Can Do

Enter your income – how much money you get in a month. Add your expenses:

  • 🏠 Rent or housing
  • 🍔 Food & groceries
  • 🚌 Transport
  • 💡 Other expenses (shopping, fun, etc.)
  • Set your savings goal 🎯 – how much you want to save this month.

📊 What You’ll See

  • How much you’ll save (or if you’re spending too much 😅)
  • A progress bar that shows how close you are to your goal.
  • A pie chart that shows where your money is going.
  • A budget health check based on the famous 50/30/20 rule:
50 / 30 / 20 Budget Rule
CategoryTargetWhat it covers
Needs50% or less of your incomeRent, utilities, groceries, transport, essential bills
Wants30% or less of your incomeEating out, subscriptions, shopping, entertainment
Savings20% or more of your incomeEmergency fund, investments, debt repayments
  • Personal tips to help you save more.

🧠 How It Helps You

  • Saves your last entered numbers so you don’t have to type them every time.
  • Makes money tracking fun with colors and emojis.
  • Gives quick, clear advice to improve your budget.
  • Helps you see exactly where your money is going.

🚀 How to Use It

1. Fill in your income, expenses, and goal.
2. Click “Check My Budget”.
3. Read the results, see the chart, and check the tips.
4. Make changes to your spending if needed.